Banner Mansa Central Cooperative Bank

IFSC Code: UTIB0SMSA01 | Latest Scheme: Mai Bhago Scheme @ very affordable Interest Rates | ਤੁਹਾਡਾ ਸਵਾਗਤ ਹੈ




      Statement of Account

One Statement for the Current Month FREE

All type of accounts
  • Rs 50.00 per Statement
  • Rs 1.00 per entry upto one year old entry
  • Rs10.00 per entry for entry of more than one ear old


      Duplicate Pass Book

Rs 75.00 + Rs 1.00 per entry upto 6 Monh old entry

      Cheque Book Charges

Saving Bank Account :One Cheques Book containing 20 Leaves Free / half Year and Rs. 2.50 per leaf for extra cheque
Charges for Excess debit entries in Saving Bank Account :Rs 20.00 per entry for over and above 30 entries per half year.
Current Bank Account :Rs2.50 per leaf
No Free cheque book


      Maintaining of Minimum Balance

Saving Bank Deposits
Customer who does not maintain a Minimum Balance of Rs 500.00 and Rs 1000.00 (For Customers with Cheque Book Facility in his account) :Rs 50.00 per Month Charges will be debited every month. Except Salary Accounts, Ex Staff members , Sr. Citizens and Staff Members.

Current Bank Deposits
Minimum Balance Rs5000.00 :Rs 250.00 per Month Charges will be debited every month.


      Outstation Cheque Collection

Up to Rs.10,000.00 : Rs.50 per Instrument
Rs 10,000.00 to less than Rs 1,00,000.00 : Rs.100 per Instrument
Rs 1,00,000.00 and above : Rs.150 per Instrument

No Collection charges will be charged in SB and CA Holders who maintain a minimum balance of Rs.1.00 Lacs. The above charges are all inclusive, No additional charges such as courier charges, out of pocket expenses etc. should be levied from the customer.

      Bills

Upto Rs10,000.00 : Rs 65.00 + Postal Charges
Rs10,000.00 and above : Rs 9.00 per thousand with No Collection Charges to be levied for collection of minimum of Rs100 and Max.12000.00 + Postal Charges

No collection charges to be levied for collection of Local Cheques/ Drafts. However out of pocket expenses be recovered in full.

      Cheques/ Bills Returned Unpaid

Local Cheques/ Bills :Rs.25.00 + Service Tax
Cheques/ Bills :50% of Collection charges (Min Rs100.00)+ Post + service Tax


      Issuance of Demand Drafts/ Telegraphic transfers / Mails

Upto Rs10,000.00 :Rs.35.00
Rs 10,000.00 and above :Rs 3.50/ thousand or part thereof Min Rs 45.00 and Max Rs12,000.00
Duplicate Drafts :Rs 100.00
Revalidation / Cancellation of Drafts :Rs 100.00

Depositors who maintain Rs5.00 Lacs in CA/SB as minimum balance , 5 Drafts/ Payorders be issued free of cost per month.

      Bankers’s Cheque and Pay Order

Upto Rs10,000.00 :Rs.35.00
Rs 10,000.00 and above :Rs 3.50/ thousand or part thereof Min Rs 45.00 and Max Rs12,000.00
Duplicate Banker’s Cheque/ Pay order :Rs 100.00
Revalidation / Cancelation of Banker/s Cheque/ Pay Order :Rs 100.00

Depositors who maintain Rs5.00 Lacs in CA/SB as minimum balance , 5 Drafts/ Payorders be issued free of cost per month.

      Standing Instruction

  • Rs50.00 for registration
  • Rs20.00 per transaction will be charged involving credit to the account within the Branch or another Branch or State.

Remittance Charges at the prescribed rates and Postal Charges to be recovered additionally.
Charges to be levied from the account from which the amount is transferred.

      Stop Payment Charges

All type of accounts :Rs 50.00 per instrument